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Follow-up Financing/ Forward Loan

Follow-up Financing: Secure Top Interest Rates for Tomorrow with Forward Loans Today

In Germany, construction financing is offered with a fixed borrowing rate. Within the period for which this fixed borrowing rate is set, the loan for the property is usually not paid off in full. This means that virtually all customers with construction financing need follow-up financing for the remainder of the loan, sometimes even two.

 

Follow-up Financing, Rollover and Debt Restructuring

There are different options for this: Follow-up financing means that an existing loan is replaced by a new loan. A rollover is the follow-up financing with the previous bank, while a rescheduling involves a change of banking institution for the follow-up financing. The decisive factor for us is always: Where can we negotiate the best conditions for you? And what additional options do you have, such as forward loans? Differences in conditions of up to 0.5% between different banks can mean savings of several thousand euros. So the offer from your bank is not automatically the most favorable.

 

Saving Construction Interest - Even in the Future

Interest rates for construction loans are currently very low. That's why now is the perfect time to secure the best conditions for tomorrow. Together with you, we will take care of the follow-up financing for your current real estate financing now. With a so-called forward loan, we can secure you today's favorable interest rates for the time when your fixed interest rate expires.

 

How does a forward loan work?

With a forward loan for your follow-up financing, you take out a loan now with a fixed interest rate. The loan will not be paid out until a fixed date in the future and will then replace your existing loan. The big advantage for you: You already know exactly how high your future installment will be and you don't have to worry about rising interest rates. Everything is already secured and settled.

 

Retirement Provision Included: Save and Provide for Building Interest

Due to the current historically low interest rate level, you secure a large interest rate saving - and with a forward loan, you also secure this saving for the future. What can you best do with the interest savings? You can agree a higher repayment for the follow-up financing and at the same time invest in your retirement provision, for example with a pension insurance, funds or savings plans.

Our Tip:

Get offers for your follow-up financing at least six months before your fixed borrowing rate expires. That way, you won't be pressed for time and can make your decision in peace.

 

Follow-up Financing - What Now?

Just ask us - we are here for you all around your financial planning. With a lot of experience, licensed and with excellent ratings. We would be happy to look with you at what options you have and what is the best follow-up financing for you.

Ask now for the best terms for your follow-on financing.
Click here for a free appointment:

 

Secure favorable interest rates now

 



The highest maxim of our actions is your satisfaction.

 

 

More reviews

We got to know Mr. Lorenz as a competent, serious financial advisor and felt very comfortable with him from the very first meeting. If he didn't have any answers ready (this happened very rarely), he took care of answering our questions as quickly as possible, usually still on the spot by phone. Mr. Lorenz advised us, after we had visited various properties, to the best of his knowledge and always found direct and clear words. He also advised us twice against a purchase, as it would not have been worth it in the long run. My partner and I are very satisfied with the work of Mr. Lorenz and look forward to further cooperation.

08.12.2020
Mrs. Norman K.

Thanks to PMG we were able to realize our dream of owning our own home within only 7 months (1st consultation until moving in). We felt in safe hands at all times and have already recommended PMG several times. The process could not have been more transparent, friendly and smooth. Unreserved recommendation from us.

11.11.2020
Mr. Etienne K.

A few months ago we went to Michael Werner, where we received very friendly advice. We immediately received various offers. When we decided on one, everything went very quickly. All employees work with and for each other, which ensures that we feel very well taken care of at PMG Finance and know where to go if we have questions. We have come to know Mr. Werner as a very warm, friendly, competent and very committed consultant and have come to appreciate him very much, as well as all the other employees. We would recommend PMG Finance with utmost conviction.

13.10.2020
Mr. Rafael S.

Very competent advice. They help you find solutions even in problematic situations. I can only recommend.

08.10.2020
Mr. Murat S.

I found it very positive that the consultants of PMG took time for my individual inquiries and contingencies. I was treated as an equal partner, even after my reorientation.

08.10.2020
Mr. Christian B.

The consultation was very professional and competent. All my needs and wishes were taken into account individually. The processing was absolutely smooth and very fast. I would recommend PMG at any time. Greetings Faraci & Pelusi

23.06.2020
Mrs. Pelusi A.

I can only recommend it. Even without equity, the employees managed to finance one well and cheaply. I would especially like to thank Nico Schwarz for his quick, competent and friendly advice.

15.05.2020
Mrs. Olga D.

We were a very difficult case and yet they didn't give up on us and fought for us! We will recommend them further or already recommended!

23.03.2020
Mrs. Galina B.

Mr. Werner advised me very well and was always available at any time. However, due to the fact that the property we wanted has already been sold elsewhere, financing has not yet been obtained. However, we will contact PMG Financial Services again for the next property that comes into consideration for us.

12.02.2020
Mr. Marko N.